The only platform that takes credit union data from GL import through a triple-gate verification pipeline to agency-ready filing. NCUA 5300 with AIRES XML, BSA/AML with FinCEN SAR/CTR, HMDA LAR with CFPB validation, and real-time CAMEL analysis with peer benchmarks. Self-onboarding. Instant trial. Stripe-powered billing.
Eight regulatory modules that take your data from GL import through validation, edit checks, and agency-ready output with a full audit trail.
18 schedules with 3,500+ edit checks. Import your GL trial balance, auto-map to 48 NCUA codes with confidence scoring, run the simulator, and export AIRES XML for CUOnline. 10-state filing workflow with dual-control approvals.
Inline SAR and CTR filing forms that generate FinCEN BSA E-Filing XML. OFAC screening against the real Treasury SDN list. PII validation for SSN, EIN, state codes, and ZIP. Structuring detection and real-time SSE alerts.
LAR entry with 67+ CFPB edit checks (V601-V675, Q605-Q613, M7-M10). Zero-error validation against the live CFPB public API. Pipe-delimited export. Census tract geocoding and fair lending analysis.
All 6 CAMELS components calculated continuously from your actual data. NCUA peer benchmarks across 4,374 credit unions by asset tier. 12-month net worth projection with PCA classification bands. HHI concentration risk scoring.
Liability tier tracking (0/10/50/500) with federal holiday calendar integration. Automated provisional credit deadlines. Complete dispute workflow from intake through investigation to resolution with audit trail.
CRA lending, investment, and service tests per 12 CFR 228. ALLL/CECL continuity validation per ASC 326. Treasury/ALM with EVE, NII at risk, and duration gap analysis across rate shock scenarios.
Every filing passes through three independent verification gates before submission. Both Gate 1 and Gate 2 must pass before the submit button activates. No override. No workaround.
Validates structure, balance sheet, and required fields against real agency rules.
Validates that values are actually correct, not just structurally valid.
Closed-loop learning that improves accuracy every quarter.
Production readiness scores based on internal assessment across completeness, accuracy, and examiner acceptance criteria.
No sales call. No 6-month implementation. 8-step onboarding wizard with NCUA charter validation, GL import, and auto-mapping. Generate your first draft 5300 from real data in minutes.
Register, verify email, access in minutes. Auto-provisioned with Pinot Valley FCU demo data (8 quarters) or upload your own GL trial balance. No credit card required.
Upload your CSV trial balance. Our GL auto-mapper suggests NCUA line items with confidence scoring: HIGH, MEDIUM, or NEEDS REVIEW. You confirm. The platform maps.
Automated 6-section platform health reports generated every Monday at 6 AM UTC. Delivered to up to 3 recipients. Downloadable via Admin UI with PDF export.
230,000+ lines of production code. 308 pre-commit gate tests. 12 Zero Tolerance Rules enforced on every commit. CI/CD green on main and prod.
See 3,500+ edit checks validate your actual GL data through a 3-gate pipeline. Experience production-grade compliance automation.
