The agentic platform

Five modules. Four agents.
One platform you control.

No integration tax. No manual reconciliation between systems. Every module shares the same data, the same audit trail, and the same real-time analytics layer.

Agentic platform

AI agents do the work. Your people make the call.

Across PinotPulse, the Risk Analyst, Officer, BSA and Loan agents auto-populate, validate, and draft — and a human in the matching role verifies and owns every final decision. Agents propose. People decide. Every action is attributed and audited.

Meet the four agents →
Module 01

Real-Time Data Platform

Your compliance and analytics data, unified in one place, in real time. Connects to your core banking system in minutes — not months.

  • Pre-built connectors for Fiserv DNA, Jack Henry Symitar, Corelation KeyStone, and 11 more
  • Live, always-current analytics across your full transaction history
  • Field-level encryption, 8-tier RBAC, Row-Level Security — no data leaks between roles
  • Live streaming data ingestion — compliance analytics always current, never stale
Live DataStreaming Ingestion14 ConnectorsAlways Current
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Fiserv DNA Symitar KeyStone + 11 more PINOT Analytics Reports ML
Module 02

Regulatory Reporting That
Catches Errors Before You Do

Every regulatory filing your team currently prepares manually — automated, validated before submission, and ready for agency delivery. NCUA 5300, BSA/AML, HMDA, CRA, and more.

  • Comprehensive automated validation across all NCUA 5300 schedules — examiner review in progress
  • SAR and CTR forms generate FinCEN BSA E-Filing XML automatically
  • HMDA LAR validated against the live CFPB public API with automated edit checks
  • 48 GL codes auto-mapped with confidence scoring — no manual reconciliation
NCUA 5300BSA/AMLHMDACRA
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NCUA 5300 Call Report Comprehensive Coverage ✓
Module 03

Compliance Workflows That
Enforce Themselves

Filing governance that doesn’t depend on institutional memory. State machine enforcement means the right people approve the right filings — every time, with a complete audit trail.

  • Dual-control approvals built into the filing workflow — no self-approval possible
  • Immutable audit trail for every action: who, when, what, and from where
  • Reg E dispute workflow with automated liability tier tracking and deadline calculation
  • Automated platform health reports every Monday, delivered to your leadership team
Dual-ControlAudit TrailReg E
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DUAL-CONTROL APPROVAL CHAIN Draft Review Approved Submitted Immutable Audit Trail
Module 04

Know Your Examination
Posture Before They Do

Real-time CAMEL scoring, agency simulators, and evidence packaging so you’re never surprised by an examination finding that’s been building for months.

  • 6 agency simulators: test your filing before it touches any live system
  • Continuous CAMEL scoring with 4,374 CU peer benchmarks by asset tier
  • 12-month net worth projection with PCA classification band tracking
  • Examination evidence packaged automatically — not assembled in a sprint
6 SimulatorsCAMEL LivePCA Bands
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5 AGENCY SIMULATORS NCUA MERIT NCUA CUOnline FinCEN CTR FinCEN SAR CFPB HMDA TEST BEFORE YOU FILE
Module 05

Analytics & Intelligence

Live transaction analytics combined with real-time, rule-based transaction scoring, Member 360, and dozens of pre-built compliance dashboards — all on the same data layer as your regulatory filings.

  • Deterministic, explainable transaction scoring across velocity, card, ACH, and identity patterns with real-time alerting
  • Member 360 with lifetime value modeling, engagement scoring, and attrition prediction
  • 86 pre-built compliance dashboards — live, not refreshed nightly
  • CAMEL peer benchmarks across 4,374 credit unions, continuously updated
Rule-Based ScoringMember 36086 Dashboards
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FRAUD DETECTION — LIVE ML Scoring APACHE PINOT — SUB-SECOND QUERIES

One Platform. Every Regulation.

See what your compliance function looks like when everything works together.

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